Free Financial Planning Checklists

At First Step Wealth, we understand that organizing your finances can feel like a daunting task. To help you stay on track, we’ve created free financial planning checklists designed to simplify the process. These checklists cover everything from budgeting and saving to retirement planning and debt management. By breaking down each step, you'll gain a clearer understanding of your financial situation and how to make informed decisions. Whether you're just starting or need a refresher, these resources are here to guide you toward a more secure and organized financial future.

January 13, 2024

Should I Pay Off My Mortgage?

Use this chart to determine if paying off your mortgage can create greater peace of mind.

January 13, 2024

Can I Avoid Taking My RMD After My Required Beginning Date (RBD)?

Use this chart to determine if you satisfy certain qualifications where you can delay taking your RMD after reaching your required beginning date.

January 13, 2024

Can I Do A Qualified Charitable Distribution from My IRA?

Use this chart to determine whether you can do qualified charitable distributions from your IRA to help reduce your taxable income.

January 13, 2024

Will My Roth Conversion Be Penalty Free?

Use this chart to determine if converting to a Roth will result in any penalty.

January 13, 2024

Can I Delay Distributions from the Traditional IRA I Inherited?

Use this chart to navigate the 10 Year Rule governing inherited IRA withdrawals.

January 13, 2024

Should I Inherit My Deceased Spouse's Traditional IRA?

Use this chart to determine the optimal way to inherit a deceased spouse's traditional IRA.