Free Financial Planning Checklists

At First Step Wealth, we understand that organizing your finances can feel like a daunting task. To help you stay on track, we’ve created free financial planning checklists designed to simplify the process. These checklists cover everything from budgeting and saving to retirement planning and debt management. By breaking down each step, you'll gain a clearer understanding of your financial situation and how to make informed decisions. Whether you're just starting or need a refresher, these resources are here to guide you toward a more secure and organized financial future.

January 13, 2024

Should I Inherit My Deceased Spouse's Traditional IRA?

Use this chart to determine the optimal way to inherit a deceased spouse's traditional IRA.

January 13, 2024

Am I Eligible for Spousal Social Security Benefits?

Use this chart to determine what spousal benefits you may be eligible for from Social Security.

January 13, 2024

Am I Eligible for Social Security Survivor Benefits as a Surviving Spouse?

Use this chart to determine if you are eligible for survivor benefits from Social Security.

January 13, 2024

Will My Distribution from My Traditional IRA be Penalty Free?

Use this chart to determine if a withdrawal from a traditional IRA will be subject to the early withdrawal penalty.

January 13, 2024

Will My Social Security Benefits Be Reduced?

Use this chart to determine if your Social Security benefits may be reduced if you earn income prior to your full retirement age.

January 13, 2024

Will A Distribution from Roth be Tax & Penalty Free?

Use this chart to determine whether your distribution from a Roth IRA will be subject to any taxes and penalties.