First Step Wealth Planning exists to help clients retire well by focusing on both their emotional and money readiness. Our clients typically have saved $1 million and are either considering retirement or retiring soon.
They seek guidance on how to save, invest, manage taxes and live comfortably from their life savings.
If this sounds like you, then take the first step and contact us to start a conversation about how to receive the guidance you need to envision, plan for and realize your ideal retirement.
We are fee-only, and act as a fiduciary to ensure you make decisions that are in your best interest. We do not offer any products or receive any commissions.
One flat, monthly rate covers the services we provide.
The monthly rate typically starts at $850.
We will use this understanding to align all your financial decisions with your vision and values so that your wealth can support your purpose. We will create a plan that gives you the best opportunity, with a high level of confidence, to achieve your goals despite the many aspects of life you cannot control.
This meeting is at no financial cost or obligation and will require approximately one hour of your time. We will discuss what is important about money to you, what you want to achieve and how you believe you will feel once you have achieved those goals. We will illustrate what your current financial position is so that you can see where you stand in relationship to your goals. Following this meeting, we will determine if there is a good fit between you and our team. If you feel we are a good match we then will make an offer for you to join our client community.
Using the information resulting from our first meeting, our team will work with you to produce a comprehensive analysis to show you how to align your wealth toward achieving your specific goals. We will offer specific action items regarding every aspect of your financial life that can help support your goals. At the conclusion, we will establish a schedule of meetings over the next 12 months that are designed to ensure that the agreed upon action steps are completed, that you are tracking toward your goals, and that you have the highest level of confidence in every aspect of our team’s support of your financial life.
It is during these meetings that we will review the progress toward your goals and cover specific items that we have surfaced that will require additional attention. It is typical that we will have a greater frequency of meetings within the first year of your engagement with our firm. Once you are highly confident in every aspect of your financial life, we will move to regularly scheduled strategy progress meetings at least twice annually. We recognize that life is dynamic, and we are always available when you need us should questions arise or circumstances change.
To have all your financial decisions in alignment with your most important goals and deeply held values.
To have your financial house fully organized and to keep it that way.
For you to have the highest confidence in all aspects of your financial life.
Achieve income security both now and in the future.
Potentially reduce your tax burden.
Coordination with your tax strategies.
Education and guidance on the various options and choices.
Potentially reduce taxes in the future.
Understand how the benefits available through your existing plan can support you and what changes you can expect if you leave.
Protect yourself, your family, and your property from various calamities.
Properly account for all your assets and ensure they are left efficiently to those you wish.
Reduce your expenses as you head to the next phase of your life.
Provide your family members the opportunity, while protecting your goals.
Design a mixture of investments that supports your plan in a manner you feel confident in.
Offer you ways to efficiently contribute to the causes you have a passion for.
Let's start a conversation about how we can help you make even better decisions about your money and achieving your financial goals.